I voluntarily pay for my SSS salary loan every month. I missed the first-month amortization, though, and since I don’t know how to compute the penalty and interest for the delayed salary loan payment, I usually check my SSS salary loan balance through the Social Security System (SSS) website.
So, let me share with you the steps to check your SSS loan balance via the SSS website.
1. Make sure you are registered in the SSS website. If you already have an account, proceed by logging in using the username set and the password. Otherwise, register an SSS account (marked in yellow).
2. Upon logging in, select E-SERVICES. Click on “Inquiry”.
3. The display will then show “Employee Static Information” or your SSS profile and details. Hover on LOANS on the menu bar just below your SSS details. You will be shown another set of options. Since you want to check your loan balance, click on Loan Status/Loan Info. (You have to ‘click’ LOANS so that it will ‘lock’ the dropdown option and enable you to click LOAN STATUS/LOAN INFO).
4. The page will display your loan application details, and your active availed loans just below. Click on the link under the Loan Type. It will further show the details of your currently availed salary loan.
5. Click the link for “Statement of Account & Loan Payments”. The page will display new contents. Just scroll down below to see the breakdown/statement of account of your loan. Here you will see you supposed monthly amortization, loan interests and penalty as well as the record of your monthly SSS loan payments.
Tips when using the SSS website
The SSS website is somehow faulty or to a degree not well-optimized for almost all major internet browsers. I tried to use it in Mozilla Firefox, Google Chrome and Internet Explorer, and I often encounter issues. So, for you to be able to avoid it, you may want to follow the following steps:
1. The SSS website suggests that you use the Internet Explorer version 11 as the SSS website works better in that browser without major issues. If you don’t want to use the IE browser, opt for Chrome and follow the next steps.
2. Always key in the “www” in the website address. Whichever browser you use, do so. I often use sss.gov.ph, and whenever I do, the content of the website do not display properly (blank page, HTTP 403 access forbidden, etc.).
3. For Google Chrome, if you see a shield icon just along the address bar, click on it and click “load unsafe scripts”, so that the contents of the website will be displayed properly and completely.