7 Hard Lessons Learned When Lending Money to Friends, Family, Etc.
Just recently a former college classmate of mine reached out to me to borrow money….
BIR Annual Registration Renewal: The Must-Knows and How-Tos
If it’s your first time filing an annual Income Tax Return as a self-employed individual, you must know that prior to that, you must renew your registration to BIR. The renewal of BIR registration is scheduled every January of the following year, with the deadline being the last day of January. If you have your…
How to track your PhilSys National ID
It’s been a year since I applied for a national ID, and as we all know, the release of the said ID has not been fulfilled by our government, hence a lot of us are still waiting. We were advised after the application that it will take 6 months to receive our ID, but we…
How to Schedule an Appointment to Get an e-PhilID
Still don’t have your National ID? You can get an ePhilID for now instead. To be able to do that, be ready with your TRN, or Transaction Reference Number. This is the 29-digit series of numbers that is indicated on the transaction slip the PSA staff gave you after you finished your biometrics entry when…
How to Get a TransUnion Credit Report
You’ve probably heard too often that credit scores can affect a lot of things in your life that includes money. From getting bank loans, home amortization approval, or even getting a new credit card. It’s one thing that we pay our credit card balances on time, but it’s also helpful if we are aware of…
PAG-IBIG Records: Consolidate and Merge All Your Records Online
Have you worked in corporate for XX years? Does your place of employment vary by the city? Are there discrepancies in your PAG-IBIG records? If it’s a yes, then maybe you need to consolidate and merge your PAG-IBIG records. I have worked for over a decade and just recently discovered that I have two different…
How to Pay SSS, Philhealth and PAG-IBIG Premiums as a Freelancer
I officially started my freelancing journey in April this year. To make sure that I will receive the same government benefits that I got when I was employed in corporate, I see to it that I will continue to pay for the government-mandated premiums. As a freelancer, nobody will oversee or manage our SSS, PAG-IBIG,…
How to Change Membership Type for SSS, Philhealth and PAG-IBIG
Are you switching from corporate employed to self-employed and want to continue paying for the government benefits under SSS, Pag-IBIG and Philhealth? Here’s your simple guide to updating your records or membership type under these government agencies. Social Security System (SSS) (EDIT: In the first publication of this blog, I mentioned that there is no…
How to Pay BIR Registration Fee Through GCash or Paymaya
If you are new to freelancing and have registered as a self-employed individual to BIR, you may need to pay some initial fees. This can be done easily using e-wallets like GCash and Paymaya. Here’s how. Paying BIR Registration Fee through Gcash *Return period is the end year of the current year you are paying…
How to Register in BIR as a Freelancer [2022]
I resigned from my job in 2021 and this year, I decided to pursue freelance work a.k.a to be self-employed. Aside from continuing to pay premiums for the government mandatory benefits, (SSS, Philhealth, PAG-IBIG) one of the must-dos is to register as self-employed in BIR. Why registering in BIR as a freelancer is important The…
Ways to Pay for Your Monthly Dues to NEW APEC HOMES
UPDATE (10 JULY 2022): NEW APEC HOMES has released a new payment portal. If you availed of a low-cost residential property from real estate developer NEW APEC HOMES, there are multiple ways to pay for the dues required for you to complete and push through the processing and building of your residential property. During my orientation…